IdentityForce and LifeLock are two leading service providers for identity theft protection. Let’s take a deeper look at both of these providers.
IdentityForce vs LifeLock: Comparison Guide
- What Does Each Service Protect? (Table Included)
- What Else Do They Provide? (Table Included)
- Plans And Pricing Comparison
Overall, IdentityForce protects the most for you and wins this category. IdentityForce protects all your identifying details. LifeLock protects everything except your insurance records and vehicle registration plate. Here is a comparison table to help show you what each provider protects.
|Visit Website||Visit IdentityForce||Visit LifeLock|
|Social Security Number|
|Bank Account Information|
|Information on Loans and Leases|
|Driver's License Number|
|Public Record Information|
|Vehicle Registration Plate|
|Visit Website||Visit IdentityForce||Visit LifeLock|
|Criminal Record Information|
|Social Media Monitoring|
|Stolen Wallet Assistance|
|Service Guarantee||$1 Million|
|Mail List Removal|
|Credit History Reports|
|Credit Monitoring Services|
|Customer Support Hours||24/7||24/7|
The difference between insurance and service guarantee can be confusing to understand. LifeLock has a Service Guarantee of $1 million called their Million Dollar Protection™ Package. This isn’t a guaranteed amount of money you will receive if their service is defective. The $1 million is the amount of money that LifeLock will spend on lawyers and experts to assist you in an identity theft event (and sometimes includes financial relief if you qualify). Whereas IdentityForce has a $1 million insurance plan. This is the financial relief and assistance given to you if your identity is stolen while using IdentityForce. So with both services, you could receive up to $1 million in assistance from your identity theft protection provider.
Now let’s get into the nitty-gritty of each provider. Let’s go over pricing and the different plans and features available for each provider. Below are the different options for IdentityForce and LifeLock.
IdentityForce has two plans to choose from, UltraSecure and UltraSecure + Credit. Both plans offer an optional ChildWatch add-on for $2.75/month or $27.50/year. ChildWatch is an add-on where IdentityForce will monitor chat rooms, websites, and blogs to make sure your child’s identity is not being compromised.
IdentityForce is also the only identity theft protection company to be awarded the Parent Tested Parent Approval Seal of Approval. The PTPA Seal is given to companies after extreme evaluation from unbiased parent testers.
You can receive a 14-day free trial for UltraSecure by visiting the IdentityForce website.
- Sends alerts on identity threats
- Monitors address change
- Monitors court records
- Monitors sex offenders
- Proactively monitors credit
- $1 million identity theft insurance
- Provides identity score and report
- Monitors pay-day loans
- Monitors identity
- Fraud alert reminder
- Protects medical identity fraud
- Removes your name from databases and stops pre-approved credit card offers
- Removes personal information on online databases
- Provides protection tools online
- Assists in the case of a lost wallet
- Advises with identity restoration
$17.95/month or $179.50/year Discount For Our Readers: $12.95/month or $129.50/year
UltraSecure + Credit
UltraSecure + Credit is the top of the line package that IdentityForce has to offer and costs $6 more on a monthly basis.
Features: UltraSecure + Credit has all of the great features of UltraSecure plus additional credit score features.
- Tri-bureau credit monitoring daily
- Tri-bureau credit reports and scores
- Monthly score tracker
- Fraud resolution specialist
$23.95/month or $239.50/year Discount For Our Readers: $19.95/month
LifeLock has four plans to choose from, but we highlight LifeLock Standard and LifeLock Ultimate in this review. They also offer a LifeLock Junior membership for an additional $5.99/month ($65.99/year) that offers “advanced monitoring and expanded features to proactively monitor your child’s personal information.” They point out that children are at risk when they are assigned a Social Security number. Note that when they turn 18, children will need to upgrade to LifeLock’s standard service.
You can save 10% on LifeLock for the first year by clicking through our link.
LifeLock Standard is the most basic package that LifeLock has to offer. This plan is a solid entry-level identity theft plan.
- Notifies you of credit and non-credit threats
- Monitors known criminal websites for illegal trading of your personal information
- Helps if you have a stolen or lost wallet
- Provides access to fraud resolution teams
Price: $8.99/month for the first year
Now this package is easier to differentiate from the service provider name and it is the package with all the bells and whistles.
Features: LifeLock Ultimate has all of the great features of LifeLock Standard has plus more.
- Alerts to notify you when new checking and savings accounts are opened in your name
- Scans for contact information changes on existing checking and savings accounts
- Surveillance of unregulated global networks and file-sharing sites
- Tri-bureau credit report alerts
- Online access to your annual TransUnion credit report and score 24/7
- $25/month or $275/year (Our readers can get 10% off these prices by clicking on one of the links above)
Below are some common complaints we have found for both providers. Like anything you purchase, you want to know the good and the bad so we’ve already done the research for you!
- They pair with other companies to offer free trials, and after the trial ends they bill for their services. Make sure to manually cancel these services when the trial is up. Or, if you are unlikely to remember, you may just want to opt out of the free trial.
- Credit reports are scanned periodically but not daily, so if there is suspicious activity you might not be notified right away.
Which Should You Choose?
When it comes down to it, they are both great options for identity theft protection. Both companies have high ratings from the BBB (LifeLock’s BBB page; IdentityForce’s BBB page). For the basic packages, IdentityForce is a little more expensive but it covers more, while LifeLock is cheaper and covers the basic needs. Both providers are favorites among consumers and have great reputations. Depending on what specifically you want from your provider, your choice may differ as to which company you go with.
Tell Us about your experience!
Do you already have experience with IdentityForce or LifeLock? Which do you like better? Or do you have additional questions about either service?