I’ve decided it is time for me to take the big step and get life insurance. I had no idea how complicated it could be! I do not have a clean health history and I have been told by some of my friends that the only option for me is going to be a guaranteed issue life insurance policy. I’m under the impression that the quality of these types of policies are not the best. Any advice?
Without going through the life insurance application process, it is going to be tough to say what you will qualify for with any certainty. The important thing to remember is that you will still be eligible for guaranteed issue life insurance no matter what. My advice is to find a trusted life insurance agent in your area and schedule a meeting. Learn about all the different types of life insurance to make sure you are prepared for the meeting
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