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Indexed universal life insurance pros and cons?

Home Forums Financial Security Indexed universal life insurance pros and cons?

This topic contains 1 reply, has 2 voices, and was last updated by  David DeMille 5 years ago.

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  • #10872 Reply

    Kegan Corra
    Participant

    I am shopping around for life insurance and this whole process is really overwhelming. Can anyone provide some simple pros and cons of indexed universal life insurance?

  • #11019 Reply

    The biggest pro in regards to an Indexed Universal Life Insurance account is the ability to allocate certain amounts to a cash value or to an index account (that follows the stock market closely). So instead of just being a standard “Death Benefit” life insurance policy, the policyholder has the ability to access cash from the account later in life.

    We just started a three part guide to life insurance and Indexed Universal Life Insurance will be covered in detail during part three.

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