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IdentityForce vs LifeLock: Which is Better?

ASecureLife.com’s pick
  • Medical record protection
  • Credit score simulator
  • Family plan available only over the phone

IdentityForce

Plans starting from $17.95/mo.

Runner-Up
  • Norton Security software for 5 devices
  • Retirement/investment account monitoring
  • Annual credit reports only

LifeLock

Plans starting from $9.99/mo.

Overview
IdentityForce and LifeLock are two of the biggest names in identity theft protection services, but is one really better than the other? We think so. IdentityForce offers the best identity protection with more features—such as payday loan monitoring, medical record protection, and a credit score simulator—than any of the competition, including LifeLock.

IdentityForce offers the best identity protection with more features—such as payday loan monitoring, medical record protection, and a credit score simulator—than any of the competition, including LifeLock.

IdentityForce also has better credit monitoring and credit reports from all three bureaus, making it our top pick for both identity theft protection and credit monitoring over LifeLock.

>>Learn more about IdentityForce’s plans to find the right one for you.

SPECIAL OFFER: IdentityForce Discount

IdentityForce is offering discounts on its identity theft and credit monitoring plans to ASecureLife readers - up to 50% off monthly plans with some packages.

View Offer
SPECIAL OFFER: IdentityForce Discount thumbnail

Compare IdentityForce vs. LifeLock

BrandIdentity ForceLifelock
Monthly cost$17.95–$23.95/mo.$9.99–$29.99/mo.*
SSN monitoring
Yes

Yes
Bank/credit card monitoring
Yes

Yes
Change of address verification
Yes

Yes
Retirement/investment accounts
No

Yes
Medical record protection
Yes

No
Mail list removal
Yes

No
3-bureau credit reportQuarterlyAnnually
Credit score3 bureaus1 bureau
Mobile app
Yes

Yes
Learn moreView PlansView Plans
Brand
Monthly cost
SSN monitoring
Bank/credit card monitoring
Change of address verification
Retirement/investment accounts
Medical record protection
Mail list removal
3-bureau credit report
Credit score
Mobile app
Learn more
Identity Force Lifelock
$17.95–$23.95/mo. $9.99–$29.99/mo.*

Yes

Yes

Yes

Yes

Yes

Yes

No

Yes

Yes

No

Yes

No
Quarterly Annually
3 bureaus 1 bureau

Yes

Yes
View Plans View Plans

Data effective 5/15/2019. Offers and availability subject to change.
*Prices effective for the first year of service only.

Price

IdentityForce has the best value for the price. IdentityForce offers two plans: UltraSecure for $17.95 per month and UltraSecure+Credit for $23.99 per month. The difference between the two is the addition of credit monitoring, which rounds out the coverage and gives you more security. Compared to other companies, IdentityForce isn’t the most expensive by any stretch, and the services are more comprehensive.

LifeLock has more options to fit more budgets, but only the most expensive plan offers the full range of identity and credit protection services. There are three service levels: Standard for $9.99 per month, Advantage for $19.99 per month, and Ultimate Plus for $29.99 per month. These prices are pretty average across the industry, but they go up after one year.

When it comes to cost, IdentityForce gives you more coverage for your money—one of the biggest reasons we prefer it.

Identity protection features

IdentityForce UltraSecureLifeLock Ultimate Plus
Social Security number
Yes

Yes
Change of address
Yes

Yes
Driver's license number monitoring
Yes

Yes
Dark web monitoring
Yes

Yes
Criminal records
Yes

Yes
Social media
Yes

Yes
Medical ID fraud
Yes

No
Bank/credit card accounts
Yes

Yes
Retirement/investment accounts
No

Yes
Payday loan accounts
Yes

No
Mail list removal
Yes

No
Sex offender registry
Yes

Yes
Lost wallet assistance
Yes

Yes
Identity theft insurance
Yes

Yes
Social Security number
Change of address
Driver's license number monitoring
Dark web monitoring
Criminal records
Social media
Medical ID fraud
Bank/credit card accounts
Retirement/investment accounts
Payday loan accounts
Mail list removal
Sex offender registry
Lost wallet assistance
Identity theft insurance
IdentityForce UltraSecure LifeLock Ultimate Plus

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

No

Yes

Yes

No

Yes

Yes

No

Yes

No

Yes

Yes

Yes

Yes

Yes

Yes

IdentityForce also has a mail list removal feature that lets you take yourself off mailing lists. Identity thieves look for preapproved credit card offers as an easy way to steal information and money, and this is a great way to prevent that.

IdentityForce also has a “Delete Now” feature that sends requests to data-gathering sites to remove your personal information—another step you can take to reduce what identity thieves can find out about you.

Family identity theft protection

IdentityForce and LifeLock approach family plans differently. Each IdentityForce plan has a family option for two adults and an unlimited number of children—but you have to call and talk to a representative to sign up, which is disappointing. Prices are $24.99 per month for UltraSecure and $35.99 per month for UltraSecure+Credit, which is comparable to companies like Identity Guard.

LifeLock lets you add a child to any existing adult subscription for $5.99 per month for each child, which gets pricey if you have a large family. There are also no family plans for multiple adults—each person over 18 needs their own full-priced subscription.

For large families or even for just two adults, IdentityForce has the better price, especially for the coverage you get.

Antivirus software

Each LifeLock plan comes with a subscription for Norton Security software on up to five devices. Norton defends against spyware, malware, viruses, phishing, and other online attacks—we’re big fans of that extra layer of preventive security.

IdentityForce gives customers antiphishing and antikeylogging software to protect PCs (not Macs) from those specific kinds of attacks. It’s not comprehensive but is meant to be supplemental.

As far as antivirus software goes, LifeLock gives you a full Norton subscription with multiple layers of protection, whereas IdentityForce’s software is meant only to support other antivirus programs.

Credit monitoring

Both IdentityForce and LifeLock offer credit monitoring, but IdentityForce has some of the most thorough services we’ve seen. IdentityForce’s UltraSecure+Credit plan monitors all three credit bureaus daily and gives you quarterly credit reports and scores from all three bureaus.

It also has a credit score simulator, which very few identity protection services offer, so you can get an idea of how something like buying a car could affect your credit score before you sign on the dotted line.

LifeLock offers credit monitoring with each of its plans, but only the top-tier Ultimate Plus plan monitors all three credit bureaus. You get annual credit reports from all three bureaus, which you’re legally entitled to anyway, so this isn’t exactly a bonus. And you get a credit score from one bureau only. Overall, we’re not all that impressed with these offerings.

With credit reports, credit scores, and daily monitoring from all three credit bureaus, IdentityForce is the clear leader in this category.

>>Learn more: For more credit monitoring options, check out our recommendations for credit monitoring services.

What customers are saying

A lot of IdentityForce’s positive reviews talk about the wide range of services it offers. Almost all the negative reviews relate to frustrating experiences navigating the website, signing up, or canceling an account. A handful of reviewers were also disappointed by a lack of alerts.

LifeLock has positive feedback from consumers who like the services and support but negative feedback regarding the price jump after the first year, poor customer service, and a difficult cancellation process.

Both IdentityForce and LifeLock have 24/7 customer service available over the phone, though just IdentityForce has email and live chat options too. We love the varied ways of getting in touch with IdentityForce, and we’d like to see LifeLock up its customer service options.

Our recommendation

While both IdentityForce and LifeLock offer identity theft protection and credit monitoring, IdentityForce is our top recommended company.

If you’re looking for comprehensive identity theft protection and credit monitoring, go with IdentityForce.
IdentityForce monitors a full range of personal and medical information, financial accounts, and credit history. Plus, with a mail list removal feature, anti-phishing software, a credit score simulator, and family plan options, it gives you more coverage and services than any other company. Read more about it in our full review.

>>View IdentityForce plans

If antivirus software is a priority, we recommend LifeLock.
Each LifeLock plan comes with a Norton Security subscription, which is LifeLock’s standout feature. You can learn more in our full review.

>>View LifeLock plans

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10 responses to “IdentityForce vs LifeLock: Which is Better?”

  1. Another correction, Lifelock BBB rating is now B. They were also fined over 100 million dollars by the FTC and the stock, LOCK, is not doing so good.

  2. This website says regarding pricing that there is a discount for Identity Guard when clicking through. “$17.95/month or $179.50/year Discount For Our Readers: $12.95/month or $155.40/year”. But when I click the price is $17.95 for the basic plan and there appears to be no discount for going througjh A Secure Life..

    • Hey Charla, it appears that this discount is expired. Thanks for bringing this to our attention, though – we’ll make sure to make a revision to this post so that the discount verbiage isn’t included.
      Best,
      Amy

  3. On December 23, 2015, LifeLock entered into a Consumer Disclosure Agreement with Equifax. Pursuant to the Agreement, beginning on or around April 1, 2016 (the “Launch Date”) LifeLock will purchase certain credit products and services from Equifax. These will comprise a part of LifeLock’s identity theft protection services for consumers and include, among others, credit monitoring, credit data and credit score products and services. The Agreement expires on the four year anniversary of the Launch Date.

    Equifax has had a number of breaches, and this weakens LifeLock as a service provider in my view. It would be nice to know what data that LifeLock provides Equifax on its customers.

  4. Thanks, Kimberly I’ve always herd about LifeLock, but sometimes we forget there are other services that might not be as represented but better. I did my research ,and I have say I do believe IdentityForce is the best bet.

    When it comes to the highest Advanced Packages provided IdentityForce is cheaper.
    When it comes to provided more coverage beyond just Social Security IdentityFroce protects Licence Plate,Sex Offender, Courts etc… which could means unwanted tickets or fines. I have never heard of this service until this artical thank you so much. I am going with IdentityForce!!!

  5. Now now Kimberly, you should upgrade your editing and proofing. The first video is not for “Lifelock” UltraSecure, it is for “IdentityForce” UltraSecure.

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