IdentityForce vs. Identity Guard: Credit monitoring
IdentityForce and Identity Guard both have good credit monitoring coverage too. IdentityForce offers a more comprehensive—and affordable—package with UltraSecure+Credit. The UltraSecure+Credit plan gives you a full picture of where your credit stands, with daily credit monitoring and access to credit reports and scores from all three major credit bureaus.
Identity Guard gives you decent credit monitoring at its highest two tiers. Identity Guard’s Total plan offers credit monitoring from all three bureaus and a monthly credit score. The Premier plan adds an annual three-bureau credit report—something you’re already entitled to by law, even without a credit monitoring service. It also monitors your kids’ social media use and watches for signs of cyberbullying.
Compare IdentityForce and Identity Guard credit monitoring services
* Data effective 3/1/2021. Offers and availability subject to change.
IdentityForce credit monitoring plans and prices
For $17.99 per month, the UltraSecure+Credit plan adds some hefty credit monitoring to the already solid UltraSecure plan. Daily three-bureau credit monitoring can alert you to signs of fraud or changes in your credit report. And its monthly credit score tracker gives you an idea of how and why your credit has changed with a month-to-month graph.
Family plans, available only over the phone, are priced at $35.90 per month.
What comes with IdentityForce UltraSecure+Credit
- Daily three-bureau credit monitoring and alerts
- Quarterly three-bureau credit reports and scores
- Monthly credit score tracker
- Credit score simulator
Identity Guard credit monitoring plans and prices
At $19.99 per month for individuals and $29.99 per month for families, Identity Guard’s Total plan provides basic credit monitoring. While it’s a great way to keep an eye on your credit, it costs more money than IdentityForce—which has a lot more features and coverage.
What comes with Identity Guard Total
- Three-bureau credit monitoring
- Monthly one-bureau credit score
Identity Guard Ultra, priced at $29.99 per month for individuals and $39.99 per month for families, adds access to an annual credit report. We don’t think it’s worth the cost though, since you’re already legally entitled to a credit report from each of the three major credit bureaus every 12 months. The other benefit offered at this level is cyberbullying alerts for your children.
What comes with Identity Guard Premier
- Everything from the Total plan
- Annual three-bureau credit report
- Cyberbullying alerts