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How Much Does Identity Theft Protection Cost?

Many of us are searching for identity theft protection, thanks to the alarming number of recent data breaches—but even though identity protection seems more and more important, it shouldn’t be a financial burden.

With that in mind, we’ve researched identity theft protection companies for you. Use our research to quickly compare the cost and features of each service.

Do you care more about mobile access, 24/7 customer support, child protection, credit monitoring, or affordability? Use the table below to compare your options and choose a service that is tailored to suit your lifestyle.

Our top pick: IdentityForce

Overall rating

3.875/5/ 5

We believe IdentityForce offers the most value at a great price. If you choose IdentityForce, you’ll have access to more monitoring services than you would with almost any other company. For example, in addition to the expected monitoring services, IdentityForce offers medical identity theft protection, junk mail opt-out service, computer security, and frequent credit monitoring from all three credit bureaus.

Compare identity theft protection companies

Our picks
View plansView PlansView PlansView PlansView PlansView PlansView PlansView PlansView Plans
Monthly price range$17.95–$23.99$9.95– $24.95$9.99–$29.99$6.95–$12.95$9.99–$29.99$19.99–$24.99$9.99–$29.99$14.95–$19.95
Customer service availability24/724/7Business hours, plus online supportBusiness hours, plus online support24/7Business hours, plus some weekend supportBusiness hours24/7
Insurance
SSN monitoring
Recovery assistance
Lost wallet assistance
Child protection
Address protection
Bank account protection
Credit card protection
Medical ID protection
Credit monitoring
Number of bureaus monitored313None3333
Mail list removal
Computer security
Mobile app
Our picks
View plans
Monthly price range
Customer service availability
Insurance
SSN monitoring
Recovery assistance
Lost wallet assistance
Child protection
Address protection
Bank account protection
Credit card protection
Medical ID protection
Credit monitoring
Number of bureaus monitored
Mail list removal
Computer security
Mobile app
View PlansView PlansView PlansView PlansView PlansView PlansView PlansView Plans
$17.95–$23.99$9.95– $24.95$9.99–$29.99$6.95–$12.95$9.99–$29.99$19.99–$24.99$9.99–$29.99$14.95–$19.95
24/724/7Business hours, plus online supportBusiness hours, plus online support24/7Business hours, plus some weekend supportBusiness hours24/7
313None3333

How to decide which identity theft protection company is right for you

We’ve researched dozens of identity theft protection companies and come up with our own recommendations, but ultimately the best service for you will depend on your specific situation and needs.

When trying to decide which company to pick, we recommend comparing a few specific things:

  • Price
  • Monitoring coverage
  • Insurance and recovery services
  • Account access

Price

Unfortunately, the need for identity theft protection is fairly constant—that means it has to be affordable. Overall, most identity theft companies offer plans ranging from about $10 a month to $30 a month, but our favorite identity theft protection services all have entry-level packages that cost less than $20 per month.

Monitoring coverage

Some companies offer basic monitoring, while others offer a long list of services. Compare the services each company offers to find a plan that works for your budget and your specific preferences.

For example, if you’re worried about losing your credit cards, you might want lost wallet protection. If you do a lot of banking on your computer, you may want something that includes antivirus software or anti-keylogging software. And if you care more about credit monitoring, you’ll want a plan that tracks credit scores, includes suspicious activity alerts for bank accounts, and monitors all three credit bureaus.

Insurance and recovery services

Identity theft can be expensive, and while a good company can help you catch or prevent identity theft, even great companies can’t guarantee that your identity won’t be stolen. Any plan you choose should include insurance coverage that helps compensate you for losses and out-of-pocket expenses associated with identity theft recovery.

Account access

It’s a lot easier to catch problems quickly if you have easy access to your accounts. We recommend picking a company that offers a mobile app so you can check in often.

Protecting your identity doesn’t have to be daunting. Compare your options and find a service that works for your needs and your budget.

What do you look for in an identity theft protection service? Share your tips in the comments below!

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